Real Estate Loans


NMLS# 410276

The Gateway Metro Federal Credit Union mortgage center offers you the financing you need, and the peace of mind you deserve, without annual fees, pre-payment penalties or hassles. Plus, the interest you pay may be tax deductible (consult your tax advisor for details). All our home loan products feature competitive rates and flexible repayment terms.

First Mortgages

Whether you’re financing your first home, moving to a new home or refinancing your current mortgage, it’s a major decision and you want the right advisors on your side. The trusted mortgage department at Gateway Metro Federal Credit Union is ready to help and armed with the knowledge and experience you need. We make the home financing process -from application to closing- fast and easy. Residents of Missouri and Illinois who meet our membership requirements are eligible for Gateway Metro Federal Credit Union home financing.

Home Equity Loans & Lines of Credit

With the Gateway Metro Federal Credit Union Home Equity Loans & Lines of Credit, you can use the funds for home renovation, debt consolidation, school tuition – whatever you need, your home and your credit union can provide.

Home Equity Line of Credit

  • Borrow up to 90% of your home’s equity
  • Pay a low, variable rate
  • Draw on funds as you need them
  • No Closing Costs/Free Pre-Approval
  • Up to 20 years to pay it off


Home Equity Loan

  • Borrow up to 90% of your home’s equity
  • Pay a competitive, fixed rate
  • Receive your funds in a lump sum
  • Pay closing costs


Home Improvement Loans

For home repairs and upgrades large or small, Gateway Metro Federal Credit Union has you covered with this fixed-rate loan! Borrow between $500 and $5,000 for up to three years; or, borrow between $5,000 and $100,000 for up to 15 years.

Preferred Realtors

Lorilee Cummings

Lorilee Cummings Profile Photo
Lorilee Cummings, a native St Louisan with over 25 years of residential real estate experience, combines a creative and enthusiastic approach to buying and selling. Married 26 years with a blended family of 7, listening and asking the right questions makes all of the difference in helping clients reach their goal through a tailored plan. Lorilee’s energy, availability and knowledge of the market are invaluable assets in one of the biggest monetary decisions you’ll ever make. Special designations include a Military Relocation Professional (MRP) and Senior Real Estate Specialist (SRES).
Lorilee Cummings, SRES, MRP

If you are interested in becoming one of our Preferred Realtors, please contact us at MortgageServe@gmcu.org


Click here to return to the top of page