Mortgages
Real Estate Loans
NMLS# 410276
The Gateway Metro Federal Credit Union mortgage center offers you the financing you need, and the peace of mind you deserve, without annual fees, pre-payment penalties or hassles. Plus, the interest you pay may be tax deductible (consult your tax advisor for details). All our home loan products feature competitive rates and flexible repayment terms.
First Mortgages
Whether you’re financing your first home, moving to a new home or refinancing your current mortgage, it’s a major decision and you want the right advisors on your side. The trusted mortgage department at Gateway Metro Federal Credit Union is ready to help and armed with the knowledge and experience you need. We make the home financing process -from application to closing- fast and easy. Residents of Missouri and Illinois who meet our membership requirements are eligible for Gateway Metro Federal Credit Union home financing.
Apply For A Mortgage
Home Equity Line of Credit
Tap into your home’s value when you need it with a flexible Home Equity Line of Credit (HELOC) from Gateway Metro Federal Credit Union.
- Borrow up to 90% of your home’s equity
- Pay a low, variable rate
- Draw on funds as you need them
- No Closing Costs / Free Pre-Approval
- Up to 20 years to pay it off
Home Equity Loan
Need a one-time lump sum? A Home Equity Loan gives you stability and peace of mind with fixed rates and predictable payments.
- Borrow up to 90% of your home’s equity
- Pay a competitive, fixed rate
- Receive your funds in a lump sum
- Pay closing costs
Home Improvement Loans
For home repairs and upgrades large or small, Gateway Metro Federal Credit Union has you covered with this fixed-rate loan! Borrow between $500 and $5,000 for up to three years; or, borrow between $5,000 and $100,000 for up to 15 years.
Apply for a Home improvement Loan
Preferred Realtors
Lorilee Cummings

Lorilee Cummings, SRES, MRP
314-952-2990
http://LLHomes.kw.com
Lorilee@kw.com
If you are interested in becoming one of our Preferred Realtors, please contact us at MortgageServe@gmcu.org