Loan Rates
Borrow with confidence at Gateway Metro Federal Credit Union. Our competitive loan rates and flexible terms help you achieve your goals—without breaking your budget.
Effective Date:June 26, 2026
Show All Loan Rates
New And Used Vehicle Loans
New And Used Boat/Watercraft Loans
New And Used RV Or Trailer Loans
New And Used Motorcycle Loans
Savings Secured Loan
Stock Secured Loan
Line of Credit
Signature Or Personal Loan
Up to 36 months
- APR1: As low as 4.49%
37 to 48 months
- APR1: As low as 4.89%
49 to 60 months
- APR1: As low as 4.99%
61 to 72 months
- APR1: As low as 5.24%
73 to 84 months
- APR1: As low as 5.74%
Flexible Term Options
- APR1: As low as 7.24%
Flexible Term Options
- APR1: As low as 7.94%
Flexible Term Options
- APR1: As low as 7.24%
36 months
- APR1: As low as 2.05%
36 months
- APR1: As low as 9.25%
Flexible Term Options
- APR1: As low as 12.90%
Up to 60 months
- APR1: As low as 9.99%
1APR=Annual Percentage Rate. Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Real Estate Loan Rates
As of April 1, Gateway Metro Federal Credit Union and West Community Credit Union have officially merged. To better serve our members, all mortgage applications are now processed through West Community Credit Union.