Online Services

Online Banking

With this free service, as a Gateway Metro Federal Credit Union member you can monitor your account anywhere and anytime with a computer and an internet connection. This feature gives you the power to control actions such as account inquiries, transfers, view transaction history and loan information, all at your fingertips.

Visit Online Banking Center  


Your Gateway Metro Federal Credit Union account statements are available through our Online Banking. Once enrolled in this free program, you will receive a monthly email notifying you when your statement is ready for online viewing. You may even print or save statements to your computer for added convenience.

Bill Pay

Convenience is key and with our Online Banking, you can quickly manage bill payments online. Save time and money by setting up a personal merchant list, manage outstanding payments, and review up to 18 months of your payment history. This free service is provided to all members who have a checking account, direct deposit, and those enrolled in the Online Banking and eStatements programs. For those not currently accessing those services, the Bill Pay feature is as low as $6.95 per month.

Account Alerts

Gateway Metro Federal Credit Union understands that our members are busy, which is why we offer email alerts to all members who use Online Banking. To set up alerts, click on the Self-Service tab where you can choose to receive alerts for:

  • Balances
  • Deposits
  • Payment due dates
  • Withdrawals (ATM, check, debit and other)


Mobile Services

Mobile Money

Gateway Metro Federal Credit Union is as close as your pocket, purse, or hip – wherever you keep your phone, you keep your credit union! Use your cell or other mobile device to securely receive text alerts, view accounts, even transfer funds whenever you need them, wherever you are. This free service is available to our members who use Online Banking.

Text message banking

If your phone or mobile device can send/receive text messages, you can text the credit union! This feature allows you to send a text message to easily view account balances and transaction history. To sign up, log into Online Banking, select Mobile Money, then click Sign Up.

Gateway Metro’s mobile app

Your credit union is now as close as your phone’s home screen! With the Gateway Metro mobile app you can view account balances, transfer money, deposit checks, pay bills and even apply for a loan. Download the app from the Apple or Google Play app store (depending on your phone), and log in using your Online Banking credentials.

Mobile Deposit

This free service available through our mobile app enables you make check deposits into your Gateway Metro Federal Credit Union account from your mobile device. Simply take a photo of the front and back of your check, then direct us where to deposit the funds. Funds are usually available within two business days, and you can then void or shred the check once you’ve verified that the funds are in your account. View our Mobile Deposit Terms and Conditions for details.


Fast, safe, easy payments – and it’s free in our app! Send money to friends and family with Zelle®, wherever they bank in the U.S. Visit our Zelle® page for more information on how it works. View Our Zelle® Page

Two-Way Fraud Alerts

Stay on top of potential fraud transactions with our Two-Way Fraud Alerts. This is an easy and quick way to help protect your debit card from unwanted transactions. Our fraud monitoring network watches for suspicious or unusual transactions. If a suspicious transaction appears on your card, you’ll receive a text asking if the transaction is legitimate. Text back to confirm or deny the transaction. You will be automatically opted into the text alerts if you have a cellphone number on file and have a GMFCU debit card. Make sure your personal contact information is up to date in our system by making changes through online banking or asking an MSR to update your information.
Watch our Two-Way Fraud Alert video here:


Electronic Services

Direct Deposit

Skip the extra credit union trip and teller lines by automatically depositing your entire paycheck, retirement check, or other recurring payments directly into the Gateway Metro Federal Credit Union account of your choice! Simply give our information to the organization providing you checks:

  • Routing number: 281082339
  • Address: 1001 Pine Street, St. Louis, MO 63101


Power Pay

Make your Gateway Metro Federal Credit Union loan payment or account deposit automatically – no checks to write or deposit slips to complete! Tell us the amount and on what date to withdraw from your paycheck or account at another financial institution, and then receive the remainder of your check amount as normal.

Wire Services

Gateway Metro Federal Credit Union members can wire money from (fee based), or receive a wire transfer to (free service), their credit union accounts!
If money is being wired into your Gateway Metro Federal account, please provide the sender the following information:

  • Send to Gateway Metro Federal Credit Union
  • ABA routing number 281082339
  • Credit to member’s name and member number

To wire money out of your Gateway Metro Federal account, please provide us with this information:

  • Member’s name, member number and account type
  • Social Security number
  • Physical Address (No P.O. Box)
  • Date of birth
  • Phone number
  • Purpose of the wire and amount
  • Receiving institution’s name, ABA routing number, city and state
  • Name of the recipient, home address and account number


Other Services


Visa Reloadable Pre-Paid Debit Card

Keep your spending in check with the Visa Reloadable Pre-Paid Debit Card! Acting just like a debit card, it is accepted anywhere that takes Visa and even allows you to make ATM withdrawals. For added convenience, use direct deposit to load your paycheck into your card!

Notary Services

Gateway Metro Federal Credit Union offers notary services at almost all locations for just $2 per page. Please call us during business hours to confirm a notary will be available when you need one.

Safe Deposit Boxes

Store your valuables and important information securely in a Gateway Metro Federal Credit Union Safe Deposit Box, available at the following offices:

  • Grasso Plaza
  • Jungermann Road
  • Meramec Station Road
  • Pine Street


Safe Deposit Box Size
Annual Rate
3” x 5” $20
3” x 10” $40
5” x 10” (only at Pine Street, Meramec Station Road and Grasso Plaza) $65
10” x 10” (only at Pine Street and Grasso Plaza) $100


*Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


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