About Us

The Gateway Metro Federal Credit Union mission of “Helping people realize their financial potential”, is what we strive for each day. Through continual training programs and the constant introduction of new and improved services, this mission is carried out to provide our members with the best rates, first-class service, and finest products possible.


The Butterfly Project

GMFCU’s year-round community service project, The Butterfly Project, is run by a group of employees who are dedicated to giving back to their community. The name pays homage to the Butterfly Effect Theory, which states something as small as butterflies have the power to create something much larger than itself. Our project’s motto “No act too small” serves as a reminder that even a small act can grow beyond measure. If you would like to learn more about The Butterfly Project please email ButterflyCommittee@gmcu.org or contact us at (314) 621-4575.

Who benefits from the butterfly project?

Each year a committee of employees donates their time to head up the Butterfly Project. They select one or multiple charities to support for the coming year. The organizations chosen are often local organizations that have made a difference or had an impact on an employee or member’s life.
For 2024, we will be accepting donations for LoveU2Pieces. LoveU2Pieces works with individuals ages 3 – 17 to develop confidence, self-awareness, awareness of others, and effective coping strategies for self-regulation and social interaction..

How can I give back?

  • Make a Change: When making an in-branch deposit, you have the option to donate the change of your deposit to the Butterfly Project supporting the LoveU2Pieces. How does Make a Change work? For example, if you brought in a $20.50 deposit and ask the MSR to ‘Make a Change’ with your transaction, he or she will deposit $20 into your account and the 50 cents will be donated to the Butterfly Project fund. You’re able to ‘Make a Change’ with both cash and check deposits. You may also make a monetary donation to support the LoveU2Pieces; just simply let the MSR know you would like to donate to the Butterfly Project.
gateway Metro presenting the Butterfly Project Check

Thank You!

Thank you to all who donated in 2023 and helped Gateway Metro Federal’s Butterfly Project donate $12,200. Your donations will truly help make a difference and help support St. Louis Crisis Nursery and their cause of helping children find a safe haven during difficult times. To learn more about this organization, please visit their website.


Member Eligibility

The field of membership of this credit union shall be limited to those having the following common bonds:

  • Persons who live, work (or regularly conduct business in), worship or attend school in, and businesses and other legal entities located in the City of St. Louis, and St. Louis, St. Charles and Jefferson Counties in Missouri, and Madison, Monroe and St. Clair Counties in Illinois;
  • Members of record of this credit union as of Dec. 7, 2007, the effective date of its conversion to a federally chartered credit union;
  • Members of record of HNJ Catholic Credit Union, charter #67752, as a result of its merger with this credit union effective Dec. 1, 2009;
  • Members of record of St. Ferdinand Credit Union, charter #68012, as a result of its merger with this credit union effective Dec. 1, 2009
  • Members of record of Holy Infant Credit Union, charter #64210, as a result of its merger with this credit union effective Aug. 1, 2010
  • Spouses of persons who died while within the field or membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers; members of the immediate family or household; and organizations of such persons;

Gateway Metro Federal Credit Union fully encourages family members to join. Eligibility includes those related by blood or marriage such as spouses, children, grandchildren, siblings, parents, grandparents step-parents, step-children, step-siblings, and adopted family members, regardless of where they live.
With just a $5 initial deposit into a savings account, you can become a member and enjoy the benefits offered by Gateway Metro Federal Credit Union. Click the links to view our Locations by office, or submit an online application to Join Today!

Image link to Our Annual Reports for 2022


Credit unions are locally owned and operated in the communities they serve. Each member owns a share of the credit union and therefore has an equal voice when it comes to matters pertaining to the organization. The board of directors consist of unpaid volunteers voted in by their fellow members and are also members of that specific credit union. Since credit unions do not answer to any other shareholders, board members work to develop the organization, programs and policies in the best interest of the members.


In 1935, a group of Southwestern Bell employees formed the St. Louis Headquarters Telephone Credit Union, serving those who worked at the 1010 Pine Street location in St. Louis. To better represent those employees – and as a tribute to the Gateway Arch – the name was changed to Gateway Telco Credit Union in 1977. The name was once again changed in 1994 to Gateway Metro Credit Union until 2007, when our federal charter was approved, and became what is now Gateway Metro Federal Credit Union.
Gateway Metro Federal Credit Union is your gateway to financial security and freedom, backed by a proud tradition of people helping people.




Gateway Metro Federal Credit Union is committed to provide you with products and services to meet your financial needs, and we are just as committed to protecting our members’ privacy. Please download our privacy policy to learn how we collect, use and safeguard your personal information. If you have any questions, please contact us.


Your money (up to $250,000) is fully insured by the National Credit Union Administration, an agency of the federal government. Your IRA funds are separately insured up to $250,000. The NCUA is a federally insured deposit agency – keeping your money safe at the credit union.

2023 Board of Directors

  • David Schmid, Chairperson
    (board member since 1988)
  • Connie Wepfer, Vice-Chairperson
    (board member since 1993)
  • Mark Leahy, Treasurer
    (board member since 1986)
  • Brad Pulaski, Secretary
    (board member since 2015)
  • Robert Erbs, Director
    (board member since 2018)

2023 Supervisory Committee

  • Clayton Kuhn
  • Amanda Shive


Supervisory Committee

The Supervisory Committee is looking for member volunteers to fill two positions. This committee makes, or causes to be made, the audits, and prepares and submits the written reports required by the Federal Credit Union Act and regulations. The committee works with an on-staff specialist that handles clerical, examinations and compliance monitoring as required to carry out its responsibilities. The Supervisory Committee will ensure the verification of member accounts of record with the financial officer and outside audit firm from time to time and not less frequently than as required by the Federal Credit Union Act and regulations.
If you are interested in being on the Supervisory Committee, the general oversight of your credit union and volunteer some time to your fellow members please email marketing@gmcu.org. Please include in your email any information about yourself that you feel important for your credit union to know.
Thank you from the Board of Directors and Management.


Press Releases


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