About Us

The Gateway Metro Federal Credit Union mission of “Helping people realize their financial potential”, is what we strive for each day. Through continual training programs and the constant introduction of new and improved services, this mission is carried out to provide our members with the best rates, first-class service, and finest products possible.


The Butterfly Project

GMFCU’s year-round community service project, The Butterfly Project, is run by a group of employees who are dedicated to giving back to their community. The name pays homage to the Butterfly Effect Theory, which states something as small as butterflies have the power to create something much larger than itself. Our project’s motto “No act too small” serves as a reminder that even a small act can grow beyond measure. If you would like to learn more about The Butterfly Project please email marketing@gmcu.org or contact our marketing department at (314) 621-4575, ext. 158.

Who benefits from the butterfly project?

For 2019, we will support the National Children’s Cancer Society. To learn more about this organization, please click here.

How can I give back?

This holiday season our branch employees will be selling products from November to January with all proceeds going towards The Butterfly Project.

  • Make a Change: When making an in-branch deposit, you have the option to donate the change of your deposit to the Butterfly Project supporting the National Children’s Cancer Society. How does Make a Change work? For example, if you brought in a $20.50 deposit and ask the MSR to ‘Make a Change’ with your transaction, he or she will deposit $20 into your account and the 50 cents will be donated to the Butterfly Project fund. You’re able to ‘Make a Change’ with both cash and check deposits. You may also make a monetary donation to support the National Children’s Cancer Society; just simply let the MSR know you would like to donate to the Butterfly Project




The field of membership of this credit union shall be limited to those having the following common bonds:

  • Persons who live, work (or regularly conduct business in), worship or attend school in, and businesses and other legal entities located in the City of St. Louis, and St. Louis, St. Charles and Jefferson Counties in Missouri, and Madison, Monroe and St. Clair Counties in Illinois;
  • Members of record of this credit union as of Dec. 7, 2007, the effective date of its conversion to a federally chartered credit union;
  • Members of record of HNJ Catholic Credit Union, charter #67752, as a result of its merger with this credit union effective Dec. 1, 2009;
  • Members of record of St. Ferdinand Credit Union, charter #68012, as a result of its merger with this credit union effective Dec. 1, 2009
  • Members of record of Holy Infant Credit Union, charter #64210, as a result of its merger with this credit union effective Aug. 1, 2010
  • Spouses of persons who died while within the field or membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers; members of the immediate family or household; and organizations of such persons;

Gateway Metro Federal Credit Union fully encourages family members to join. Eligibility includes those related by blood or marriage such as spouses, children, grandchildren, siblings, parents, grandparents step-parents, step-children, step-siblings, and adopted family members, regardless of where they live.
With just a $5 initial deposit into a savings account, you can become a member and enjoy the benefits offered by Gateway Metro Federal Credit Union. Click the links to view our Locations by office, or submit an online application to Join Today!

Image link to Our Annual Reports for 2019


Credit unions are locally owned and operated in the communities they serve. Each member owns a share of the credit union and therefore has an equal voice when it comes to matters pertaining to the organization. The board of directors consist of unpaid volunteers voted in by their fellow members and are also members of that specific credit union. Since credit unions do not answer to any other shareholders, board members work to develop the organization, programs and policies in the best interest of the members.


In 1935, a group of Southwestern Bell employees formed the St. Louis Headquarters Telephone Credit Union, serving those who worked at the 1010 Pine Street location in St. Louis. To better represent those employees – and as a tribute to the Gateway Arch – the name was changed to Gateway Telco Credit Union in 1977. The name was once again changed in 1994 to Gateway Metro Credit Union until 2007, when our federal charter was approved, and became what is now Gateway Metro Federal Credit Union.
Gateway Metro Federal Credit Union is your gateway to financial security and freedom, backed by a proud tradition of people helping people.




Gateway Metro Federal Credit Union is committed to provide you with products and services to meet your financial needs, and we are just as committed to protecting our members’ privacy. Please download our privacy policy to learn how we collect, use and safeguard your personal information. If you have any questions, please contact us.


Your money (up to $250,000) is fully insured by the National Credit Union Administration, an agency of the federal government. Your IRA funds are separately insured up to $250,000. The NCUA is a federally insured deposit agency – keeping your money safe at the credit union.

2019 Board of Directors

  • Connie Wepfer, Chairwoman
    (board member since 1993)
  • David Schmid, Vice Chairman
    (board member since 1988)
  • Mark Leahy, Treasurer
    (board member since 1986)
  • Brad Pulaski, Secretary
    (board member since 2015)
  • Ricardo Zamora, Director
    (board member since 2016)
  • Carolyn Tochtrop, Director
    (board member since 1995)
  • Robert Erbs, Director
    (board member since 2018)
  • Randy Hargraves, Director
    (board member since 2019)

2019 Supervisory Committee

  • Randall Hargraves
  • Doug Simms
  • Clayton Kuhn
  • Cecilia Gray


Board Advisory Committee

Who Should Join

The Board Advisory Committee was developed to give young professionals in St. Louis the opportunity to make a difference and help grow the credit union. This outstanding committee consists of dynamic young professionals ages 21-40 in the community, all working together to communicate the needs of future credit union members to the board.

  • Doug Simms – Chairperson
  • Amanda Sidney
  • Michael Gulledge
  • Clayton Kuhn
  • Erin Leahy
  • Cecilia Gray

If you are a young professional in the St. Louis area, seeking to make a difference and help grow the credit union movement and are interested in joining the committee, please email marketing@gmcu.org.


Press Releases