Kick Off 2025 with 9.00% APR* on a Line of Credit through 2025!

Use a Line of Credit for whatever you need, when you need it! Use it for debt consolidation, getaways, back up funds, tuition and more! Open a Line of Credit today and make a $500 advance to lock in your 9.00%* for 2025.
 
Transfer your available Line of Credit balance to your GMFCU Rewards 365 Checking account and use your GMFCU Visa Debit Card to rack up those transactions to earn your monthly reward!
 
Already have a Line of Credit with us? This is the perfect time to use it. Make your $500 advance to lock in your 9.00%* rate for 2025!
Both new and existing Lines of Credit must make the $500 advance by March 31st, 2025 to qualify for the special rate.
 
Click Here to Apply Now!

APR=Annual Percentage Rate  
*Must be eligible for membership with GMFCU. Must qualify for loan based on credit worthiness. Rates and offers current as of January 1, 2025 and are subject to change. Special rate of 9.00% APR is only eligible for new lines of credit or current lines of credit that make a $500 advance by March 31, 2025.Advances can be made in person, online or through other electronic means to qualify for this offer. Offer is for a limited time and may be discontinued at any time. Online advances from existing LC loans qualify for the promo rate and will be adjusted the business day after the advance of $500 minimum has been completed. Minimum advance of $500 must be made by March 31, 2025 to qualify. Special rate of 9.00% will only last until December 31, 2025 then your rate will revert back to your original rate on January 1st, 2026.

 

Enjoy $50 $90 Referrals in 2025

In 2025, we are temporarily increasing our referral rewards to $90 to celebrate our 90th Anniversary! Refer a friend, family member or co-worker to Gateway Metro and get $90!* All they have to do is open ANY account with us for you to qualify for your $90. It’s that simple! You can earn on up to 10 people in 2025, up to $900!
 
View Referral Program

*New member must qualify for membership. Referral cannot be an existing GMFCU member, joint member or previous member. Current member will receive incentive within 60 days of their referral opening any GMFCU account. New member will receive incentive(s) for completing the following actions: 1) open a new qualifying checking account with direct deposit, of at least $200 per month. Direct deposit must post to new account within 90 days to qualify. (A qualifying direct deposit is a recurring electronic direct deposit of a paycheck, pension, Social Security or other regular monthly income by an employer or outside agency; does not include financial institution to financial institution transfers, person to person transfers or credit card cash advance transfers) 2) open a Save to Win certificate with a minimum of $25 and set up a monthly automatic deposit of $5 or more 3) open any loan with a minimum balance of $1,000 (Personal loan, auto loan, Home Equity Loan, Home Loan, etc.) GMFCU may modify or discontinue this offer without notice. Current member name must be provided when new member opens an account for referrer to qualify for $90 referral incentive. This offer cannot be combined with any other offer. 1099 will be issued to members who receive total bonus over $600 within 2025.Offer ends December 31, 2025.

 

Would you like to open a 12 month certificate that pays 9.00% APY? Check out how it can happen!

When you open a new money, share certificate with us, you automatically get entered into a drawing for the option to open a 9.00% APY* 12 month-certificate! If you win, you get the 9.00% APY on a 12 month certificate up to a maximum of $2,025!
 
We will award one winner in each of the last 3 quarters of 2025 for certificates opened in each of the respective first, second and third quarters! Winners will be drawn and notified in April, July and October!*
 
View Share Certificates  

APY = Annual Percentage Yield
*Must qualify for membership. Entries will be earned for certificates opened in the prior quarter and will be available exclusively for that drawing. An entry will be earned for each new money traditional, IRA, HSA or Save to Win certificate opened. GMFCU staff, board members, committee members, their immediate family and vendors are not eligible to win. Winner has the option of opening an entire new 12 month certificate up to $2,025.00 for the 9.0% APY or to surrender the qualifying certificate with no penalty up to the $2,025.00 limit. Promotional certificate must be opened within 30 days of being selected as the winner.

 

Let’s Celebrate 90 Years of Gateway Metro! Member Appreciation Giveaway!

Are you a member with us? Great! When you visit a branch in 2025, you can enter yourself into our quarterly Member Appreciation Drawing! Each quarter we will pick a lucky member and give them $90.*Do you visit a branch a couple times a week? You can enter yourself into the drawing both times! The more you visit and interact with us, the more chances you have to win! Maybe you will be lucky enough to win more than once!
 
Locate Your Local Branch  

*Must be a member of GMFCU to enter. Must be 18 years or older. Each quarter will pick another winner, totaling four winners. GMFCU staff and staff family do not qualify for this drawing. Entries will reset each at the end of each quarter. Drawings end on December 31, 2025.