Gateway Metro Federal Credit Union and West Community Credit Union Announce Strategic Merger Intent
We are excited to announce the intent of a strategic combination of Gateway Metro Federal Credit Union and West Community Credit Union, pending regulatory and member approval. This announcement follows thoughtful consideration by both credit unions to bring together decades of experience, shared values, and a unified vision for a stronger future. The board of directors at each credit union has unanimously approved the merger to enhance value for members and deepen community roots.
What This Means for Members
By joining forces, the newly unified credit union—operating as West Community Credit Union—will offer expanded branch access, greater innovation and efficiency, and a broader range of financial products—without compromising the quality, personalized service you trust.
Leadership Perspectives
“This is not about one credit union absorbing another. It’s about two successful credit unions coming together to build something stronger and greater—for our members, our employees, and the communities we serve.”
— Jason Peach, President/CEO, West Community Credit Union
“Our combination is built on a foundation of shared values and cultural alignment. By coming together, we’re not only expanding our capabilities, but we are also reinforcing our commitment to empowering our teams and enriching the lives of our members, staff, and community.”
— Jay Lewis, President/CEO, Gateway Metro Federal Credit Union
No Immediate Changes
Members will not experience any immediate changes. Both credit unions will continue to operate independently throughout the merger process.
About the Combined Organization
- Nearly $700 million in assets
- More than 42,000 members
- 16 branches serving our communities
- Enhanced financial education, community development, and member value
Next Steps
After regulatory approval, a member vote will be requested. Additional information will be shared as it becomes available.
Thank You
We appreciate your membership and support!
Important FAQs
Why do the credit unions want to merge?
While each credit union is independently, financially sound, merging our assets and resources will amplify our strength and enhance the value we deliver to our members through additional branch locations, improved technology and competitive products and services.
Who is West Community Credit Union?
West Community Credit Union, founded in 1936, is a $497 million financial institution that serves over 32,000 members and businesses with 7 locations in the St. Louis market and 3 branch locations in Columbia, MO operating as Tigers Community Credit Union.
How will the merger impact me?
When the merger is complete, Gateway Metro Federal Credit Union members will have access to improved digital banking technology, additional branches in the communities where you live, more ATMs, a wider range of financial products and services, the same competitive rates, and a stronger community presence.
What will happen after the merger is approved by the members?
There will be no immediate impact as the credit unions work together to become a single legal entity. In October 2026, the banking systems will merge, and your membership will automatically transfer to West Community Credit Union.
What will happen to Gateway Metro Federal Credit Union employees?
All our employees will have a position at West Community Credit Union.
Can I still apply for a loan or open additional accounts with Gateway Metro Federal Credit Union?
Yes. We will continue serving our members as normal during this transition.
Will my accounts and automatic transfers still be posted regularly?
Yes. You will continue using your existing Gateway Metro Federal Credit Union accounts, debit cards, checks, and online banking without any changes at this time. Direct deposits, transfers, and payments will also continue to be processed as normal.
Will my deposits continue to be federally insured?
Yes. Your deposits will continue to be insured by the National Credit Union Administration (NCUA). As a West Community Credit Union member, you will have additional deposit insurance of a minimum $750,000 through Excess Share Insurance (ESI), in addition to insurance provided by NCUA. This will be available after the merger is complete.