Gateway Metro Federal Credit Union and West Community Credit Union Are One as of April 1
We are thrilled to share that our membership has officially approved our merger with West Community Credit Union. The credit unions will unite on April 1 with the full integration process expected to be completed by October 1, 2026. This merger follows thoughtful consideration by both credit unions to bring together decades of experience, shared values, and a unified vision for a stronger future.
What This Means for Members
By joining forces, the newly unified credit union—operating as West Community Credit Union—will offer expanded branch access, greater innovation and efficiency, and a broader range of financial products—without compromising the quality, personalized service you trust.
Leadership Perspectives
“This is not about one credit union absorbing another. It’s about two successful credit unions coming together to build something stronger and greater—for our members, our employees, and the communities we serve.”
— Jason Peach, President/CEO, West Community Credit Union
“Our combination is built on a foundation of shared values and cultural alignment. By coming together, we’re not only expanding our capabilities, but we are also reinforcing our commitment to empowering our teams and enriching the lives of our members, staff, and community.”
— Jay Lewis, President/CEO, Gateway Metro Federal Credit Union
No Immediate Changes
As we are transitioning to West Community Credit Union over the next several months, it will remain business as usual for our members.
- You should continue conducting your banking at your preferred GMFCU locations, online, or with the GMFCU mobile app.
- Please continue using your current GMFCU debit card, checks, and loan payment methods.
- All ACH and direct deposit transactions will continue to process as normal.
- Your member/account and loan numbers will remain the same at this time.
About the Combined Organization
- Nearly $700 million in assets
- More than 42,000 members
- 16 branches serving our communities
- Enhanced financial education, community development, and member value
Next Steps
It is essential we have your updated contact information to ensure a smoother transition to the West Community systems later this year. Please review and update your home address, email address and phone number. You can update these in online banking or by calling 314-621-4575.
Thank You
We appreciate your membership and support!
Important FAQs
Why do the credit unions want to merge?
While each credit union is independently, financially sound, merging our assets and resources will amplify our strength and enhance the value we deliver to our members through additional branch locations, improved technology and competitive products and services.
Who is West Community Credit Union?
How will the merger impact me?
When the merger is complete, Gateway Metro Federal Credit Union members will have access to improved digital banking technology, additional branches in the communities where you live, more ATMs, a wider range of financial products and services, the same competitive rates, and a stronger community presence.
What happens now that the merger is approved by the members?
There will be no major immediate impact as the credit unions work together to become a single legal entity. Members will be able to begin accessing lower rates and fees as of April 1. In October 2026, the banking systems will merge, and your membership will automatically transfer to West Community Credit Union.
What will happen to Gateway Metro Federal Credit Union employees?
All our employees will have a position at West Community Credit Union. Many employees will stay at their current locations.
Can I still apply for a loan or open additional accounts with Gateway Metro Federal Credit Union?
Yes. We will continue serving our members as normal during this transition. On April 1, members will have access to lower rates and fees when banking through Gateway Metro.
Will my accounts and automatic transfers still be posted regularly?
Yes. You will continue using your existing Gateway Metro Federal Credit Union accounts, debit cards, checks, and online banking without any changes at this time. Direct deposits, transfers, and payments will also continue to be processed as normal.
Will my deposits continue to be federally insured?
Yes. Your deposits will continue to be insured by the National Credit Union Administration (NCUA). As a West Community Credit Union member, you will have additional deposit insurance of a minimum $750,000 through Excess Share Insurance (ESI), in addition to insurance provided by NCUA. This will be available after the merger is complete.