Save 0.90% on Your Next Ride
Who Qualifies
This special offer is available to those who qualify for Gateway Metro Federal Credit Union membership and standard loan approval requirements. Applicants must qualify based on creditworthiness, and loan eligibility applies to new and used autos, motorcycles, RVs, trailers, and campers. Refinances must come from another lender; cannot refinance a current Gateway Metro loan. Applications must be submitted during the promotional period and loans must be finalized before the closing deadline to receive the rate discount.
Your Discount Rate with Gateway Metro
Your savings are simple, we take your approved qualified rate and reduce it by 0.90% APR. Here’s how that works with our starting rates:
| Loan Type / Model Year | Term | APR As Low As1 | Promo Discount | APR As Low As1 |
|---|---|---|---|---|
| New & Used Vehicle Loans | Up to 36 months | 5.25% | -0.90% | 4.35% |
| 37 to 48 months | 5.25% | -0.90% | 4.35% | |
| 49 to 63 months | 5.25% | -0.90% | 4.35% | |
| 64 to 72 months | 6.25% | -0.90% | 5.35% | |
| 73 to 84 months | 7.00% | -0.90% | 6.10% | |
| New & Used Boat/Watercraft Loans | 8.00% | -0.90% | 7.10% | |
| New & Used RV/Trailer Loans | 8.00% | -0.90% | 7.10% | |
| New & Used Motorcycle Loans | 8.00% | -0.90% | 7.10% | |
Terms of Special
Must be eligible for membership with GMFCU. Must qualify for loan based on creditworthiness. Rates and offers current as of September 1, 2025 and are subject to change. Actual APR will be determined at the time of loan approval based on your credit, loan amount, and term. Not all applicants will qualify for the lowest rate. Application must be submitted by November 28, 2025 and loan must close by December 15, 2025 to qualify. Offer ends November 28, 2025.