Loan Rates

Borrow with confidence at Gateway Metro Federal Credit Union. Our competitive loan rates and flexible terms help you achieve your goals—without breaking your budget.

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Effective Date:November 7, 2025

Show All Loan Rates
New And Used Vehicle Loans
New And Used Boat/Watercraft Loans
New And Used RV Or Trailer Loans
New And Used Motorcycle Loans
Savings Secured Loan
Stock Secured Loan
Line of Credit
Signature Or Personal Loan

Up to 36 months

  • APR1: As low as 5.25%

37 to 48 months

  • APR1: As low as 5.25%

49 to 63 months

  • APR1: As low as 5.25%

64 to 72 months

  • APR1: As low as 6.25%

73 to 84 months

  • APR1: As low as 7.00%

Flexible Term Options

  • APR1: As low as 8.00%

Flexible Term Options

  • APR1: As low as 8.00%

Flexible Term Options

  • APR1: As low as 8.00%

36 months

  • APR1: As low as 2.01%

36 months

  • APR1: As low as 9.25%

Flexible Term Options

  • APR1: As low as 12.90%

Up to 60 months

  • APR1: As low as 7.99%

1APR=Annual Percentage Rate. Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Real Estate Loan Rates

For additional information on real estate loans, visit our Mortgage Center or contact us.

Due to vandalism, North County’s ITM machine is unavailable. Visit our Contact Page to locate a location near you.