Earn $90 for You & $90 for Them!

Refer a Friend

Share the love! Send your friend to Gateway Metro using your name during account opening.

They Open a Qualifying Account

The new member chooses from several easy options. See the list of qualifying accounts in the Qualifying Accounts section.

You Both Get $90

You get $90, they get $90, it’s a win-win!

Qualifying Accounts for $90 Bonus

To qualify, the new referred member must open at least one of the following accounts:

See Full Terms & Disclosures

*New member must qualify for membership. Referral cannot be an existing GMFCU member, joint member or previous member. Current member will receive incentive within 60 days of their referral opening any GMFCU account. New member will receive $90 new member incentive(s) for completing the following actions: 1) open an auto loan with a minimum balance of $5,000 2) open a Save to Win certificate with a minimum of $25 3) open a personal loan with a minimum balance of $500 4) open a share certificate with a minimum of $500 deposit, youth certificate only requires $100 minimum deposit 5) open a new checking account with direct deposit of at least $200 per month. Direct deposit must post to new account within 90 days to qualify. (A qualifying direct deposit is a recurring electronic direct deposit of a paycheck, pension, Social Security or other regular monthly income by an employer or outside agency; does not include financial institution to financial institution transfers, person to person transfers or credit card cash advance transfers) GMFCU may modify or discontinue this offer without notice. Current member name must be provided when new member opens an account for referrer to qualify for $90 referral incentive. This offer cannot be combined with any other offer. 1099 will be issued to members who receive total bonus over $600 within 2025. Offer is only valid from July 1, 2025 through August 30, 2025.